- Naveen, CEO of Finclus Technology Pvt. Ltd., is a Chartered Accountant and holds an MCA from Jain University. - He founded AgriAsset, a company he later sold for $4 million, marking a significant success in his entrepreneurial journey. - Prior to AgriAsset, he sold Quick Company for 87 lakhs while still in college and later served as a Product Manager at Paytm Games. - Transitioning into strategic roles, Naveen led strategic partnerships at Smart Beat, generating 27 crores in revenue. - He also has prior experience at EY and BCG, enriching his expertise in various sectors. - Naveen is not only a successful entrepreneur but also a proficient investor and trader in equity markets, particularly specializing in AI. - At Finclus, Naveen envisions an India Stack for Agriculture, spearheading the creation of an interoperable live database with over 80 data points. - The first phase of Finclus's initiatives focuses on empowering farmers with neo-banking solutions, facilitating quick access to KCC loans with zero processing fees and discounts on agricultural inputs. - Naveen's innovative strategies not only transform agriculture but also assist banks in reducing NPAs and onboarding costs, driving significant revenue growth for Finclus, now doing 3 crores Revenue per month with Gross margins of 90%, expected to do 50 crores in TSP services with banks & 300 crores in Agristack- We are currently working with 11 banks and have 9 paid Proofs of Concept (POCs) through the RBIH-ISB demo day.- Our solutions reduce Turnaround Time (TAT) and costs by a factor of 10.- Our moat is our Agristack and AI-based end-to-end loan stack, which has resulted in ZERO Non-Performing Assets (NPAs).- We are currently facilitating ?300 crores in loans per month.

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