Pratik is an author, a music composer and a passionate product + marketing guy.Pratik is currently working as Chief Product & Marketing officer for a cross-border payments fintech called Harbour & Hills. He is also wearing another management hat at Birchford, a group regulation and payments technology company, driving the vision of the start-up firm.He has exposures in Power, Software Engineering, Media, E-Commerce and Fintech and has had multiple roles at both startups (mostly) and larger setups in India and US.He holds a Management degree from IIM Ahmedabad, MS in Computer Science from Univ of Minnesota, and aBachelors in Electrical Engineering from MS University of Baroda.New ideas, innovation & start-ups drive him.