Kamalika is a Fintech expert, with over a decade building 0-1-10 fintech products, like Banking as a service, UPI, Account Aggregator. Currently she is building India’s first digital platform aimed at changing and improving women’s relationship with money. She has several recognitions for her efforts in the fintech space, the latest being from RBI acknowledging her effort in digitising and democratising MSME lending. She is a prolific writer running her weekly blog, and has been called to speak at several global forums for finance and inclusion.